Embedded payments: What are they and what are the benefits?

Deposit gathering and retention after the US regional banking crisis

Protecting and growing profit margins in 2023

Car subscriptions: A trend that’s here to stay

Instead of buying, you can now subscribe to services in the automotive sector, just like in software and entertainment industries. But are car subscriptions a one-day wonder or a sustainable development? How does the average driver react to these offerings? And what does this mean for automotive manufacturers? 

Holistic interest rate strategy for Singaporean banks

How Singaporean banks can manage interest rates holistically on both sides of the balance sheet

Navigate challenges and seize opportunities in the LPG industry

What the European Commission’s retail investor strategy means for financial service providers and consumers

The EU Commission published the long-awaited retail investor strategy on May 24. EU Finance Commissioner Mairead McGuinness has conceded to lobby pressure and refrains from a complete ban on inducements for financial advisors.

How to build pricing power and increase long term profitability in wholesale

In no other part of the value chain does pricing so significantly affect profits as it does in distribution. A price improvement of 0.5% has the potential to boost or destroy a distributor’s profits. When you factor in the distributors’ tendency toward high revenues and thin margins, it is clear that pricing is the number one profit lever. At the same time, higher price transparency, growing number of buying groups, tenders and savvier buyers are putting wholesalers under increasing pressure.

Medicare Drug Price negotiation process: How to tailor your approach

CMS recently published guidance on the Medicare Drug Price Negotiation Program (MDRP).