Fintech in the Americas

Fintech growth in an AI-first world demands commercial precision.

Across the Americas, fintechs face significant opportunity—but also fragmented markets, intense competition, regulatory complexity, and mounting pressure to prove sustainable economics. AI is reshaping products and the value equation, while customers increasingly expect intuitive experiences and measurable outcomes.

Simon-Kucher helps B2B and B2C fintechs focus on the right opportunities, sharpen their right to win, align pricing with value, and build scalable go-to-market models that accelerate revenue, expand margins, and improve profitability.

Services & capabilities

01

Customer segmentation & market strategy

Market sizing, customer segmentation, value proposition development, competitive positioning

02

Pricing & monetization

Pricing architecture and metrics, willingness-to-pay, usage- and outcome-based models, discounting, value communication, and revenue management

03

Product, portfolio & packaging

Value proposition design, product and portfolio strategy, tier and bundle architecture, AI feature monetization, and cross-sell and up-sell optimization

04

Go-to-market & distribution

Route-to-market, channel and partnership strategy, launch planning, account prioritization, resource allocation, and sales enablement

05

Customer growth & commercial excellence

Acquisition and onboarding, customer journey optimization, engagement and retention, customer success, incentives, and sales effectiveness

How we've helped in the Americas

Who we are

Simon-Kucher is a global consultancy with more than 2,200 employees in 30+ countries. As a trusted commercial advisor focused on unlocking better growth, we combine deep consulting expertise, growth specialization, and technology to scale lasting impact. We optimize every lever of commercial strategy – product, pricing, innovation, marketing, and sales – based on what customers want and value. With over 40 years of monetization experience, we are recognized as the world’s leading commercial growth and pricing specialist.

Our team

Rick Spear
Senior Partner and Head of Americas Financial Services
New York, USA & Toronto, Canada
Senior Partner, LATAM and Business Banking
Houston, USA
Partner, Fintech & Payments
Toronto, Canada
Partner, Wealth Management, Asset Management, and Capital Markets
New York, USA
Senior Director, Wealth Management
Chicago, USA
Senior Director, LATAM
São Paulo, Brazil
Director, Fintech and Private Equity Deals
New York, USA
Director
New York, USA
Director, Asset and Wealth Management
New York, USA
Contact us

Our experts are always happy to discuss your opportunities. Reach out, and we’ll connect you with a member of our team.