As we enter a new era of rising interest rates, retail banks all around the world are asking:
How do we make informed pricing decisions and optimize deposit portfolios for profitable growth?
In the past year, central banks have been raising rates to counter runaway inflation. In the EU, this brought an end to an era of zero and negative interest rate bank products. In the US, bank executives dusted off their rising rate playbooks, shored up deposit cost management, and doubled down on retention efforts.
In this series of articles, our industry experts share insights, lessons from case studies, and cutting edge approaches to help you optimize bank deposit acquisition, retention and engagement.
Perfecting Deposit Pricing in Rapid Rising Rate Environments
Retail banks are grappling with rising interest rates and slowing economic growth. How should banks approach deposit cost management to protect growth and profitability? Click to find out:
How to Optimize Deposits in Light of Interest Rate Hikes
Deposits haven’t been very profitable for banks. They’ve even been a loss-making business for some! Now that central banks have started to increase interest rates, how can deposits be optimized to ensure growth? Click to find out:
Simon-Kucher Dynamica Deposits
Leverage your pre-existing data to optimize your portfolio prices with Simon-Kucher Dynamica | Deposits, an end-to-end software for data-driven deposit managers within the financial services industry. Book your demo today!
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Given current market volatility and shifting economic climate, banks need to act fast to protect their profitable growth. At Simon Kucher, we will help you navigate the new rising rate regimes through informed pricing decisions and optimize deposit portfolios.
With our industry experts and hands-on approach, we will help your business achieve sustainable growth in today’s challenging market.